{"id":3758,"date":"2016-08-30T23:44:32","date_gmt":"2016-08-30T22:44:32","guid":{"rendered":"https:\/\/www.deutscheinsurance.de\/health-insurance\/useful-information\/"},"modified":"2023-02-03T23:17:13","modified_gmt":"2023-02-03T22:17:13","slug":"useful-information","status":"publish","type":"page","link":"https:\/\/www.deutscheinsurance.de\/fr\/health-insurance\/useful-information\/","title":{"rendered":"Informations Utiles"},"content":{"rendered":"

Useful Information on German Health Insurance for International Students from Non-EU countries<\/strong><\/h3>\n

Are you heading for Germany to study?<\/p>\n

Some details:<\/p>\n

– Every international student attending a university in Germany must have a German health insurance besides a German visa and other requirements.<\/p>\n

– You cannot enroll at a university without a German health insurance.<\/p>\n

– Statutory health insurance begins from the day of enrollment at your university. If you arrive earlier in Germany you should have a travel insurance.<\/p>\n

– Basic benefits of the insurance are determined by German law and therefore are identical.<\/p>\n

 <\/p>\n

Monthly premiums for a statutory health insurance, depending on the insurer are:<\/p>\n

\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 under 23 years \u00a0<\/span> \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0over 23 years<\/span><\/p>\n

AOK Bayern \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/strong>\u20ac90,02 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u20ac91,64<\/p>\n

AOK Rheinland<\/strong>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u20ac91,97 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u20ac93,59<\/p>\n

Barmer-GEK \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <\/strong>\u20ac90,02 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u20ac91,64<\/p>\n

DAK<\/strong>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u20ac92,62 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u20ac94,24<\/p>\n

Novitas-BKK<\/strong>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u20ac91,64 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u20ac93,26<\/p>\n

Siemens BKK\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0 <\/strong>\u20ac91,32\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u20ac92,94<\/p>\n

TK<\/strong>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u20ac89,37\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u20ac90,99<\/p>\n

 <\/p>\n

If you are older than 30 or have studied more than 14 academic semesters wherever, statutory health insurance premium will be substantially higher (almost double).<\/p>\n

Your best choice would be a private health insurance like UKV, Hanse Merkur or AXA:<\/p>\n

UKV<\/strong><\/p>\n

Student or not, the tariff LER 301 is an ideal travel companion for everyone, as it provides comprehensive insurance protection. Monthly rates are moderate and depending on the age:<\/p>\n

20 \u2013 40 years \u20ac 122,71\/month<\/p>\n

41 \u2013 60 years \u20ac 204,51\/month<\/p>\n

Hanse Merkur<\/strong><\/p>\n

Hanse Merkur is a typical travel health insurance with some restrictions compared to the full coverage of the statutory health insurance, it offers for people under 35 years<\/p>\n

Young Travel Health Insurance<\/strong>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 for language school students, interns, Au-Pairs, PhDs and participants in travel or work programmes.<\/p>\n

They offer Basic and Premium Rates:<\/p>\n

During the first year the daily rate is \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Basic 1,19 \u20ac\/day<\/p>\n

Premium 1,75 \u20ac\/day<\/p>\n

During the next 4 years the daily rate is \u00a0 \u00a0 \u00a0Basic 1,65 \u20ac\/day<\/p>\n

Premium 2,15 \u20ac\/day<\/p>\n

For all others up to 65 years of age Hanse Merkur offers<\/p>\n

Travel insurance Foreign Guests \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/strong>Rates are starting at 1,70 \u20ac\/day<\/p>\n

AXA<\/strong><\/p>\n

AXA is a private insurance with benefits comparable to the statuary health insurance. It is more expensive then the travel insurances, but you have a higher coverage. It is recommended for Freelancers having a better income.<\/p>\n

Monthly premium ranges from 300 \u20ac,\u00a0 to 400 \u20ac, depending on your age.<\/p>\n

Information given in this paper are based on feed back provided by the insurance companies. Deutsche Insurance tries to keep all data updated but is not able to guarantee for any of the given rates and benefits. There are regularly modifications.
\n<\/em><\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"

Useful Information on German Health Insurance for International Students from Non-EU countries Are you heading for Germany to study? Some details: – Every international student attending a university in Germany must have a German health insurance besides a German visa and other requirements. – You cannot enroll at a university without a German health insurance…. <\/p>\n

Read More <\/i><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":3749,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3758","page","type-page","status-publish","hentry"],"yoast_head":"\nMedical Insurance for Students in kolkata | Medical Insurance for Students in Bangalore<\/title>\n<meta name=\"description\" content=\"Get the top Quality Medical Insurance for Students in Kolkata, Medical Insurance fir Students in Bangalore and more nearer places with Deutsche Insurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deutscheinsurance.de\/health-insurance\/useful-information\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Medical Insurance for Students in kolkata | 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